Thanks for advice, yeh I knew about dropping forks as I did a Fazer for a lady rider. Suprised about the insurance thing- if you don't tell em don't think they would know the difference! Surely,, the whole point of lowering is to lesson the chance of dropping it! Still, see how it goes, might be OK standard, just not sure till I get to sit on it. couldn't get test ride as its coming from Middlesboro, and due to lockdown could not go there.