Author Topic: Insurance (Read 4440 times)

Hyde End · « **on:** November 22, 2011, 12:14:22 »

Just renewed my insurance on the Vee Strom 1000. 1 years no claims, inc breakdown cover and Euro travel, 56 years old. Â£173.16 with Ebike About Â£8 less than last year.

K

willbo · « **Reply #1 on:** November 22, 2011, 14:44:12 »

my first quote for my wee was over double that I managed to get one a bit cheaper after looking around. My insurance has been going up and up for the last few years despite no claims, garaged etc

2112 · « **Reply #2 on:** November 22, 2011, 19:52:17 »

I've got this all to come to soon, not looking forward to it...

Strommer · « **Reply #3 on:** November 22, 2011, 19:58:08 »

Just been getting quotes for a new wee, 43, 3yrs no claims, a1 use, 7kpa, parked on drive: Â£530 fully comp....

2112 · « **Reply #4 on:** November 22, 2011, 19:59:50 »

That's a bit hefty, surely ?

Strommer · « **Reply #5 on:** November 22, 2011, 20:06:53 »

Just a tad....

E-bike and that's the best so far.

Sven · « **Reply #6 on:** November 22, 2011, 20:41:37 »

Quote from: "Strommer"

Just been getting quotes for a new wee, 43, 3yrs no claims, a1 use, 7kpa, parked on drive: Â£530 fully comp....

Holy shit.!
Move to Norfolk. 46, 1 yr NCB, parked in garage, Â£128 fully comp with Carole Nash, (including European cover & UK and European breakdown cover)

Piglumps · « **Reply #7 on:** November 22, 2011, 20:42:37 »

Quote from: "Strommer"

Just been getting quotes for a new wee, 43, 3yrs no claims, a1 use, 7kpa, parked on drive: Â£530 fully comp....

Is that cos Strommer's near 'That London'?

2112 · « **Reply #8 on:** November 22, 2011, 20:55:05 »

Quote from: "Strommer"

E-bike and that's the best so far.

Bugger, I hope you can sort a better deal out than that, fingers crossed

Easty39 · « **Reply #9 on:** November 22, 2011, 20:59:37 »

DITTO with the move to NORFOLK. 45 years old 1 years NCB 2010 wee Â£120 fully comp!

Strommer · « **Reply #10 on:** November 23, 2011, 07:58:38 »

I think the killers are: A1 use, not garaged and mileage at 7kpa...

2112 · « **Reply #11 on:** November 23, 2011, 08:03:35 »

Quote from: "Strommer"

I think the killers are: A1 use, not garaged and mileage at 7kpa...

Have you thought about another route to work and back Strommer ? I avoid the A1 and my insurance is a lot cheaper ? Just athought...

frez · « **Reply #12 on:** November 23, 2011, 08:49:50 »

Quote from: "Strommer"

Just been getting quotes for a new wee, 43, 3yrs no claims, a1 use, 7kpa, parked on drive: Â£530 fully comp

That's London for you. Did you say it had an alarm and lock?

Abercol · « **Reply #13 on:** November 23, 2011, 10:27:19 »

Geez, for once I'm glad I live in the frozen wastes of rural Scotland...

Swintons charge me Â£50 fully comp (Â£80 with Â£30 cashback) for my '07 Vee GT. 46 yrs old, parked on drive, no locks/alarms, 9 yrs NCB, 10k p.a. Social & Commuting use.

Its one of the reasons I like my Strom, its so cheap to keep.

Â£530! Thieving Bastards

Keith Cross · « **Reply #14 on:** November 23, 2011, 12:02:53 »

Thinking about this, Â£530 a year, is that what you are payiing for the bike?
It would almost be cheaper to rent a gargare in the are I live in (Â£35 per month or 420 per year) and using the gargae addres as yours.
Thinking about it you could always say the bike is normally sorted at my house and save a few quid. If the bike got strolen you could then tell the insurance company you were visiting the people next door when it went missing

But maybe not as that would be fraud ;)

Keith C

Strommer · « **Reply #15 on:** November 23, 2011, 18:04:46 »

Quote from: "2112"

Quote from: "Strommer"
I think the killers are: A1 use, not garaged and mileage at 7kpa...

Have you thought about another route to work and back Strommer ? I avoid the A1 and my insurance is a lot cheaper ? Just athought...

A1=Business Class A1 (used for nipping between offices. Actually if I stop doing that it might help. The expenses at that rate won't pay for the insurance....

Taking it out makes it Â£350 BUT as it says "social, domestic and commuting to a single place of work" I'm stuffed as I go to a different office every day....

2112 · « **Reply #16 on:** November 23, 2011, 19:05:54 »

Bugger, they've got you all ways... My A1 on the car is an extra Â£150 a year, not brilliant but acceptable.

metbandit1 · « **Reply #17 on:** November 23, 2011, 19:44:52 »

I'm dreading when mine comes up in march

its Â£650 at the moment and that's TPF+T

bencav · « **Reply #18 on:** November 23, 2011, 20:24:25 »

Quote from: "metbandit1"

I'm dreading when mine comes up in march

its Â£650 at the moment and that's TPF+T

Jehesus, I thought mine was costly at Â£296 tpft!

Renewing early december, looking at quotes of Â£260 fully comp including all the gubbins I have adhered, screwed, bolted and clamped to the bike - quite pleased really, not much less, but a more thorough policy!!

exbandit · « **Reply #19 on:** November 23, 2011, 21:32:02 »

I'm with ebike they have just asked for Â£178,they was always cheap for my bandit but carole nash have got it down to 125 with full euro cover which I have been told is top notch.
I have found that shopping around does work to an extent and the Â£53 I saved does show that.