That's pretty clear, isn't it?
Yes it is,
bosnjo but I never heard about such a cover. I also never heard about someone paying for a bike insurance €500 a year.
I have 3 cars and 6 motorbikes. For car branch as we say in Portugal I pay 8 insurances. One of the bikes is a motocross YZ250. Since I have a good insurance portfolio, I asked my corrector and the answer he gave me was the following, confirming what you said:
In Own damages Lusitania even makes the Monthly devaluation. In the case of Motorbikes, they can not make the system devaluation, but of course, after 3 years the value of the motorcycle is no longer the same. In case of Total Loss, it will be difficult to receive this amount, but the easier answer is that they pay ... The truth is that in court they have to pay, because they are accepting the risk for € 12600 and to charge premium on this, but the experience that I have is that the payment would never be peaceful.
If it was correct to take out insurance like they did with your friend, it would be a great bargain for anyone wanting to act in bad faith, and we know that a Total loss of a motorcycle is not a difficult situation to happen.
