Bike insurance renewal required by 24 June, so started by looking at all the market.coms.
Best deal - £102 fully comp! Bargain. However, on the phone, I was asked to state the accessories fitted to the bike. The list was long...
Heated grips, touring screen, F/R cameras, driving lights, crash bars, sump guard, Givi side and top luggage, Storm Exhaust, GPS mount, centre stand, side stand extender plate... Apart from the cameras and GPS mount, that s how the bike was when I bought it last year.
Suddenly the price jumped by 20%! I suggested that was a good price if those items were all covered on the policy, but no, they are not covered!
None are performance enhancing items, but apparently all are 'modifications'.
If not declared, the insurance would be invalid in the result of an accident, and was told all insurance companies did the same.
Yet another way to grab more money without any benefit to the rider...
Anyone have any good suggestions as to Insurance Companies, or are they all just crooks?