Author Topic: Please read probable V-Strom insurance issues.  (Read 1356 times)

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Offline Captain

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Please read probable V-Strom insurance issues.
« on: March 24, 2019, 10:22:59 »
Hiya all not sure if this will affect everyone.
Just been on the phone with bennetts insurance to query my 2016 strom 1000 being listed on my quote as 996 cc instead of 1037cc. Apparently if your bike is 2014 on and it states 996cc instead of the correct 1037cc your insurance may well be void or at least you will have trouble if you make a claim and this comes to light. So please check if this is the case.

Offline SuzukiSte

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Re: Please read probable V-Strom insurance issues.
« Reply #1 on: March 24, 2019, 15:42:04 »
 :text-goodpost: :ty:

Offline Gassoon

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Re: Please read probable V-Strom insurance issues.
« Reply #2 on: March 24, 2019, 20:22:39 »
 :text-bravo:  cheers, Cap'n
"I am a dignified citizen of the area, not a fox-faced vagabond in an over-fancy hat!"

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Offline kwackboy

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Re: Please read probable V-Strom insurance issues.
« Reply #3 on: March 24, 2019, 20:29:42 »
Good info ... But , how would they know ?
Chief trouble maker 🙂

Offline UK_Vstrom650

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Re: Please read probable V-Strom insurance issues.
« Reply #4 on: March 24, 2019, 21:22:02 »
I'm not convinced you would have issues. You've given them the registration number and told them it's a standard 'DL1000'. They've made the error not you & to the best of most people's knowledge it's a 1000cc not a 996cc or a 1037cc.

I'd be more worried about undeclared mods such as exhausts, power commanders, V-Strom.co.uk stickers (which obviously increase the value) etc

Offline Joe Rocket

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Re: Please read probable V-Strom insurance issues.
« Reply #5 on: March 24, 2019, 21:48:21 »
We wouldn't want our insurance to be void if we have a go faster V-Strom .co.uk sticker on it............  :whistle:
So how's it going so far then?

Offline STORMY

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Re: Please read probable V-Strom insurance issues.
« Reply #6 on: April 12, 2019, 22:53:46 »
I’m in the process of buying a Strom and noticed this very issue when obtaining a quote from this supplier. I worked in the insurance industry for well over 30 years as a broker, and this kind of thing has popped up from time to time in the past eventually the software providers will correct the fault. The law changed signicantly in 2012 for retail insurance (motor household etc), and 2015 for commercial insurance.
Essentially this means the onus is squarely on the insurance provider as the professional, and not you as the layman. Providing you haven’t blatantly lied or been malicious it’s down to the provider to ask all the relevant questions, I pointed out to the bloke at Bennett’s that the cc rating was wrong for my bike. But even if I hadn’t noticed the cc rating was incorrect but everything else was right, year make etc., you cannot be held responsible. Insurers have far less leeway these days, but if they find out you’ve been telling whoppers they can retain all of your premium, void your policy from inception and place you on an insurers black list preventing you from obtaining cover elsewhere.
Hope this helps
If you ignore your teeth, eventually they’ll go away

Offline stevecro

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Re: Please read probable V-Strom insurance issues.
« Reply #7 on: April 13, 2019, 03:47:33 »
I'm not convinced you would have issues. You've given them the registration number and told them it's a standard 'DL1000'. They've made the error not you & to the best of most people's knowledge it's a 1000cc not a 996cc or a 1037cc.

I'd be more worried about undeclared mods such as exhausts, power commanders, V-Strom.co.uk stickers (which obviously increase the value) etc

I'm with him  :bow-blue: